Builders & Contractors Insurance

HIA is proud to be an endorsed service provider for the Texas Association of Builders and its many local chapters. We now insure over 5000 home building related businesses across Texas. We're committed to offering builders, contractors and supplier the options and coverages they need from the nation's leading insurance companies...all in one cost-effective solution.

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When builders and construction related businesses need the best insurance coverage available, financially sound carriers and highly competitive rates, they turn to Hotchkiss Insurance Agency, Inc. (HIA). We’ve got the experience and background you need when it comes to insuring your business. With over 30 years of industry experience, it’s no surprise that insurance companies partner with HIA to offer the latest in new products, innovative programs and services just for the building industry. Let one of our construction insurance specialists show you what an insurance program designed around your needs can do for your business.

Our customized insurance programs can include the following coverages:

General Liability • Builder’s Risk • Property • Equipment • Workers’ Comp • Business Auto • Employee Benefits • Performance Bonds and more.

What makes us unique? Our home builder specialists work exclusively within their area of expertise...building and related businesses. This focus gives HIA specialists the industry background they need to effectively manage your total cost of risk. As a Trusted Choice® independent agency, we’ll access many of the nation’s leading insurance companies to provide all the coverage your business needs in one strong yet cost-effective solution. Our programs offer owners and managers tremendous value through a number of specialized services. Some of these services include:

Loss Prevention Services Industry statistics have shown that over 90% of all employee injuries, theft losses and fires are preventable.  The key to preventing each type of loss is to assess your exposure to each loss-type. Our program specialists will help you evaluate existing loss prevention programs, conduct an in-depth analysis of historical losses and develop specific recommendations for program improvement where appropriate.

Claims Cost Control
Often the most valuable cost-component of a builders cost-of-insurance is how effectively claims are handled.  The effective handling of claims not only involves quick investigation and resolution of claims where appropriate, but more importantly, it involves the proper management of reserves on outstanding claims and the adjuster’s oversight to assure that every open claim has a well documented and executed case closure plan. HIA's claims department acts as a liaison between the insurance companies and our clients

Ongoing Cost Review and Program Analysis Each year HIA program customers can expect a thorough review of their insurance program. This assures program members that the carriers and rates extended to date and in the future remain competitive and that the program overall remains highly cost-effective.

Day-to-Day Personal Service High volume builders value HIA's dedicated account managers and the many customer friendly service options HIA makes available. Some of the options include audit assistance, online builders risk reporting, fast track processing for the addition of new locations, online certificate request system and InScope, our highly advanced customer self-service tool.

Technology HIA invests heavily in technology to make sure customers have the resources needed to manage day-to-day service transactions efficiently and easily. Seamlessly integrated with our database, accessed via the HIA Web site, HIA's InScope is a secure service interface accessible 24/7.

InScope is a web-based customer self-service interface that allows us to securely extend critical information and services directly from our agency management systems to our customers. This includes policy/agency information, claims status, billing status, coverage information and account activity. InScope also allows the insured to print or fax auto ID cards or certificates of insurance. While InScope allows us to extend servicing hours, it also serves as a resource for consumers in need of policy information or proof of insurance.

All accounts established on InScope can be accessed over a secure Internet connection, any time of the day, any day of the week. The system also offers customers a measure of control over what information is accessible, who can run detailed reports, who is using the system, and how they are using it. If the InScope inquiry cannot be resolved, the customer can alert the agency with a detailed e-mail message.

Please download a brochure or for more information please call 866-959-2525 or email sales@hiallc.com